The Right Mortgage
For Your GTA
Home Journey
Whether you're a first-time buyer, new to Canada, self-employed, or investing in pre-construction — I'll find you the best rate from 50+ lenders so you don't have to.
- Access to 50+ lenders — banks, credit unions & monoline
- Specialist in new immigrants & self-employed clients
- Pre-construction & first-time buyer expert
- English, Hindi & Punjabi spoken
What I Can Help With
Mortgage Solutions for Every Situation
No two clients are the same. Whether your situation is straightforward or complex, I have access to the right lender for you.
First-Time Buyers
Navigating your first mortgage can be overwhelming. I walk you through every step — down payment, pre-approval, and closing — so there are no surprises.
Learn moreNew to Canada
Recently immigrated? Many lenders have programs designed for new Canadians with limited credit history. I speak English, Hindi, and Punjabi.
Learn moreSelf-Employed
Non-traditional income shouldn't mean a harder time getting approved. I specialize in stated income and business-for-self mortgage solutions.
Learn morePre-Construction
Pre-con mortgages have unique timelines and risks. I help you plan your financing years in advance so you're ready when occupancy arrives.
Learn moreRenewals & Refinancing
Coming up for renewal? Don't just sign your bank's offer. I shop the market to get you a better rate and terms that actually fit your life.
Learn moreDebt Consolidation
Roll high-interest debt into your mortgage and dramatically reduce your monthly payments. I'll show you the numbers before you decide.
Learn moreWhy Work With Me
Your Advocate,
Not the Bank's
When you go directly to a bank, they offer you their products at their rates. As your mortgage agent, I have a legal obligation to find what's best for you — not a lender's sales quota.
Licensed & Independent
FSRA-licensed mortgage agent with Mortgage Intelligence — Canada's largest brokerage network. I work for you, not the bank.
Better Rates Than the Bank
Banks offer one rate. I shop 50+ lenders to find you the lowest rate and best terms for your situation.
Fast Pre-Approvals
Most pre-approvals completed within 24–48 hours. I keep you moving so you don't lose the home you want.
Serving the Entire GTA
From Brampton to Scarborough, Mississauga to Markham — and virtually anywhere in Ontario. English, Hindi, Punjabi spoken.
Rate Alerts
Be First to Know When Rates Drop
Mortgage rates move fast. Sign up and I'll notify you personally when rates shift — so you can lock in before your neighbours do.
- No spam — only meaningful rate moves
- Personalized to your mortgage situation
- Unsubscribe anytime, one click
Client Stories
Real People, Real Results
GTA families trust Sakshi Walia with one of the biggest financial decisions of their lives — read what they have to say.
"Being first-time home buyers, Sakshi was very responsive, polite, and patient with the endless questions we had. She went out of her way to research things that may not even have been directly relevant — just to make sure we had everything we needed."
Priya & Rahul M.
First-Time Buyers, Brampton
"I would just like to personally thank Sakshi in regards to our latest mortgage renewal. She made the entire process smooth and painless. We will definitely be using her services again. Excellent attention to detail."
David & Linda T.
Mortgage Renewal, Mississauga
"My wife and I had such a professional and pleasing experience with Sakshi Walia at Mortgage Intelligence. She has been such a wealth of knowledge going through all the specifics with us."
Gurpreet S.
New Immigrant Buyer, Brampton
"As a self-employed business owner, I was told by my bank that I wouldn't qualify. Sakshi found me a lender the same week and got me a rate I didn't expect. She knows exactly how to structure a self-employed application."
Amandeep K.
Self-Employed Buyer, Vaughan
"Sakshi guided us through every stage of our pre-construction purchase — from the deposit structure to locking in our rate before closing. We felt completely prepared. Highly recommend her to anyone buying a new build."
Neha & Vikram P.
Pre-Construction Condo, Toronto
"We were drowning in credit card debt and Sakshi showed us how consolidating into our mortgage cut our monthly payments by over $800. She walked us through the numbers clearly with zero pressure."
James & Maria R.
Debt Consolidation, Oakville
FAQ
Common Mortgage Questions
Answers to the questions GTA buyers ask most.
Ready to Get Started?
Let's Find Your Best
Mortgage Rate Today
One application. Access to 50+ lenders. No obligation. Free consultation for GTA home buyers.