Mortgage Agent in Markham — Expert Help for Every Buyer
Markham is one of the GTA's most competitive markets. Whether you're buying in Unionville, Cornell, or Milliken — I get you the best mortgage from 50+ lenders so you can move with confidence.
- Specialist in new immigrant mortgages — programs for newcomers to Canada
- First-time buyer expert — FHSA, stress test, land transfer tax rebate
- Self-employed and incorporated professional experience
- Access to 50+ lenders — banks, credit unions, and B-lenders
- Free consultation — no cost, no obligation
5.0 Google Rating
Trusted by Markham families
50+
Lenders
Free
Service
24–48h
Pre-approval
3
Languages
Local Market
Markham's Housing Market
Markham is one of Canada's most diverse and fastest-growing cities, home to a large and established Chinese-Canadian and South Asian community, a major tech corridor, and some of the GTA's most sought-after neighbourhoods including Unionville, Cornell, and Berczy Village. With average detached home prices consistently above $1.3M and high demand for townhomes and semis in newer communities, buyers in Markham face stiff competition and complex qualification scenarios — especially those who are self-employed or newcomers to Canada.
$1.4M+
Avg detached home price
50+
Lenders I shop for you
24–48h
Pre-approval timeline
Free
Consultation fee
Services
Mortgage Solutions for Markham
First-Time Buyers
Markham's market moves fast. I get you pre-approved in 24–48 hours with a rate hold so you can make competitive, conditions-free offers the moment you find the right home.
Learn moreNew to Canada Mortgages
Markham has one of the GTA's highest newcomer concentrations. Specialized lender programs accept as little as 6 months of Canadian credit history — I navigate these regularly.
Learn moreSelf-Employed Mortgages
Markham's tech corridor means many buyers have complex income — incorporated salaries, dividends, and contracting income. I find lenders who understand the full picture.
Learn morePre-Construction Mortgages
New communities like Cornell and Berczy Village continue to expand. I help buyers plan rate holds, closing timelines, and occupancy financing for pre-construction purchases.
Learn moreMortgage Renewals
Markham homeowners carry significant mortgages. I start shopping 120 days before your renewal date — even a small rate improvement on a large balance means real savings.
Learn moreAlternative Lending
Turned down by your bank? Markham's high prices and complex income situations mean more buyers need B-lender solutions. I know how to structure these applications successfully.
Learn moreWhy Sakshi
Why Markham Buyers Choose Sakshi Walia
Understands Complex Income
Markham's tech and professional community means many buyers have incorporated income, dividends, or contracting arrangements. I work with lenders who understand these income structures.
New Immigrant Specialist
Markham attracts significant newcomer populations from South Asia and China. I specialize in New-to-Canada programs and can walk buyers through international credit documentation requirements.
Fast Pre-Approvals
Unionville and Berczy Village properties attract multiple offers and sell in days. I deliver pre-approvals with rate holds in 24–48 hours so you're never scrambling.
High-Value Market Experience
With average detached prices above $1.3M, Markham buyers regularly need lenders comfortable with large loan amounts and full 20% down payments. I know exactly where to go.
"We were upgrading from a condo to a detached in Markham and were stressed about qualifying with our self-employment income. Sakshi found a lender who understood our situation completely and got us a better rate than we expected."
Jennifer & Michael T.
Move-Up Buyers, Markham
FAQ
Mortgage Questions in Markham
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Let's Find Your Best
Mortgage Rate Today
One application. Access to 50+ lenders. No obligation. Free consultation for GTA home buyers.